Phase 2 highlights
The Open Banking Directory will be split into two domains for FIs without Open Banking PSD2 purpose.
Existing role profiles (ASFI, PISP, AISP, CBPII)
CoP roles (CoP Requester & CoP Responder)
The scope includes all accounts from Phase 1 plus the following
- Accounts addressable by the secondary reference data
- FIs that do not own their own sort code in the EISCD
- Including Collection Account FI’s
- FIs regulated by non-PSD2 NCAs (e.g. Crown Dependencies)
Secondary Reference Number
SurePay will be able to send a secondary reference and collection account in their CoP requests. SurePay will use the secondary reference data to identify the underlying account and destination payee within their systems. If there is a response, SurePay will display the relevant info to the payer.
Phase 1 requires buddy testing in order to perform CoP sending and responding. Phase 2 utilises CoP SSA and certificate, thereby automatically using OB Dynamic Client Registration. Automatic testing will be available.